Follow us on Twitter and Facebook

April 16, 2007

Who Else Wants Cheaper Auto Insurance?

Auto Insurance

Paying for auto insurance sucks, but it’s something we all have to have. If you’re looking for a cheaper auto insurance rate, you’ll need to do your homework and find out which insurance carriers provide the best discounts.

Here are some simple questions to ask when you’re doing your research and comparing prices:

  • Do you offer a multiple car discount?
  • Do you offer a discount for excellent driving records?
  • Do you offer a good student discount (usually a 3.0 “B” average or better) ?
  • Do you offer a discount for car safety features (automatic seat belts, air bigs, etc.) ?
  • Do you offer a discount for anti-theft features (alarms, lo-jack, etc.) ?
  • Do you offer a discount for taking a certified driver’s safety course?

Another way to save on your insurance premium is to choose a higher deductible. Although you’ll pay more when making claims, the amount you save on your premium in the long-term, may offset the difference.

Never toy with the idea of being uninsured. Although you may be a safe driver, accidents do happen, and your auto insurance will relieve you of the financial and legal burdens you may face. Medical and auto repair bills are not cheap by any means.

I pay roughly $2k a year for insurance on my 2006 BMW M3. Having a multiple car discount, good driving record and anti-theft features helped a lot. What are you paying?

Related posts:

Read more from Gear
  • yume

    I pay over $2500 for my 2002 Honda Accord. :( I need to stop speeding.

  • http://www.myspace.com/tummie tummie

    shit im paying $2600 a month for 4 dui’s !!! Kids dont drink and drive!!!

  • http://carinsurancedata.info/2-car-insurance-april-16-2007-635-pm Car Insurance » Car Insurance April 16, 2007 6:35 pm

    [...] our culture in the last 25-30 years, especially in schools, have tried to tell our men to …Who Else Wants Cheaper Auto Insurance? Medical and auto repair bills are not cheap by any means. I pay roughly $2ka year for insurance on [...]

  • David

    If you just started off as a new driver, who’s gotten your G1, insurances tend to boost up (student for that matter(), I’m still stuck not having a driver’s licence =\ but, atleast I don’t have to pay for insurance. :D

  • haz

    car insurance is even more expensive in the UK

  • AllaN

    LoL david, guess what? guess who doesnt have his G1 lol, im going to fully interview insurance companies with the questions kineda provided lol

  • http://www.erapo.szm.sk Lenka

    i think about 1,5k +/-

  • Kase

    I’m paying about $1,100 a year for my 03′ Mazda 6s. 1 warning, 2 speeding, 1 parking ticket.

  • itsjdm

    i pay 1200 a year, and i have the works

  • http://www.campsteve.com CampSteve

    I pay a mere $525 a year for my 1967 SuperWagoneer AND my 2006 Ural Motorcycle. I have good coverage and a clean record. I’ve found the best way to save on auto insurance is to drive a 40 year old car.

  • http://www.rodgers1.com cheap car insurance online

    cheap car insurance online…

    They donÂ’t preserve very much of the original sound, and they distort it quite a bit in the name of increasing the bass power….

  • http://nbiautoinsurance.net sirenne

    I mean, it’s great to get a run down of all the top companies to easily find the cheapest rates and best service.

  • http://www.ezcarinsurancequotes.com/classic-car-insurance Classic Car Insurance

    Certain types of cars attract higher car insurance rates. Cars such as sports cars and also certain makes and models that are prime theft candidates cost more to insure. If you are buying a car then find out which makes and models these are before you buy.

blog comments powered by Disqus